Travel insurance is available from a variety of companies to cover you for unexpected situations. It is especially important if you are traveling abroad, as medical emergencies can cost a lot and evacuations can often be required.
Generali enjoys a solid reputation in the travel industry for offering comprehensive insurance plans and assistance to travelers around the world. Its plans can be customized with attractive features and tailored to customers' needs.
Standard Plan
Generali Standard Travel insurance offers a wide range of benefits. These include trip cancellation, medical emergency coverage and more. This plan reimburses for lost or delayed luggage as well as expenses from missed connections.
Preferred Plan
Preferred offers the same coverage as Standard, but with additional types of travel protection. It also provides higher maximums for travel and medical emergency protection, and it covers sports equipment.
Premium Plan
The premium plan offers more travel coverage than either the Preferred or Standard plan, and is therefore more expensive. It has a maximum trip cover of $250,000. For medical or dental emergencies, it will pay up to $50,000. It also offers a CFAR upgrade for travelers with pre-existing medical conditions, which is important because most plans don't cover those.
Trip Cancellation
Generali Travel Cancellation Insurance is available online and offers great coverage for most travelers. The policy includes cancellations caused by a wide range of factors, such as weather, terrorism, or natural disasters.
The insurance covers trip interruption in the case of a hotel closing, a cruise ship going bankrupt or if you rent a car. This feature is particularly useful, as you can avoid paying the full amount for a trip that was cancelled or delayed due to financial default on your travel provider's part.
Trip Cancellation & Emergency Assistance
The main reason for a cancellation of a trip is health-related, such as a sudden sickness or injury. Travel insurance should cover all types of illnesses.
Consider whether your policy will cover other pre-existing health conditions. Most travel insurance policies will not cover medical conditions like diabetes, heart disease and high blood-pressure unless you are diagnosed with them within a specific timeframe after purchasing your policy.
Covid Test & Treatment
Generali Global Assistance plans cover you for Covid, an infection that may lead to serious complications, including hospitalization. You can claim reimbursement for trip cancellation costs and non-refundable expenses if a Covid test is positive.
You'll be able to make a claim through your online account, where you'll be assigned a dedicated representative who will guide you through the process. You can also monitor your claim's status.
Generali Global Assistance provides a range of optional benefits including emergency assistance, trip cancelation, concierge service, and telemedicine. A 24-hour emergency number is available from anywhere.