The Apple card is a credit card that comes from a brand known for its high-quality and highly regarded products. It comes with no fees, is easy to integrate with Apple Pay, has interesting features, and is an ideal choice for iPhone owners.
The Apple Card Advantage
It has no fees which is unusual in the world of credit card cards. Instead, it dispenses cashback rewards daily and shows you exactly where you spent your money in color-coded categories that are easy to follow and navigate.
Apple also places emphasis on education. So you can make informed decisions about which credit cards are best for you, and you have the knowledge to do so before you apply. You can also keep track of your credit card interest fees and payments to see how much it costs to maintain a card balance.
It can give you an idea of how long it would take to pay down your balance and how many interest you will owe over the course of time. This can help decide if you are saving any money or if paying down debt faster is better.
You can also get real-time text support from Apple for any questions or concerns you might have about your account. This is a service that not all card issuers provide, and it can be very useful if you are experiencing problems with your card.
Its App For Apple Pay is a great tool to manage and control your card. It syncs all your transactions, allows you to view your balance, pay your bills and locate any missing payments.
Apple's machinelearning algorithm, which allows you to see how you spend your money, is another cool feature. It identifies where your spending is trending and offers a list of opportunities for improvement, so you can see what areas need work.
This is a great feature that can save you money and help you avoid overspending. It also makes it easier to identify spending trends so you can make better financial decisions in the future.
Apple Card is only available to consumers who have fair to excellent credit (FICO score of 600 and higher). You should check your credit score before you apply for an Apple card again if you are denied. You can do this through a free credit report from a third-party source.
There are plenty of other options available that offer the same or better benefits. Citi Premier and Amex Gold cards have transferable points, which can be used to redeem for hotels or tickets on airlines. These cards also have higher rewards rates and multipliers that are more competitive, which can increase the value of your points.
Ratings from Apple Vacations
Apple cards don't offer travel points or miles, which is disappointing for people who travel often. However, there are many cards that do offer travel points and multipliers, such as the Chase Freedom or Sapphire Preferred, which offer transferable points and higher multipliers for most purchases.